Worldwide insurance cover:

Whether you are involved in projects in Asia or Africa, maintain production sites in the CIS states or South America or send employees to far-distant lands, you can be sure that together with the unisonBrokers partner network (one of the world's largest independent broker network, also based in Hamburg) Lübcke will always offer the best solution in all the major worldwide markets.

Our service:

Countries within the EU:

• Extensive freedom of services
• Consideration of local particularities
• Procurement of compulsory insurances in the respective country
• Correct payment of insurance tax

Points of emphasis:

• State-prescribed pool solutions for terror risks or natural catastrophes
• Claims resulting from accidents at work
• Damage to rented property / comprehensive fire damage
• Special liability standards for financial losses
• Compulsory insurances (e.g. for construction activities)

"Banned countries” outside the EU:

• Major markets (China, India, Arabic countries etc.) are "banned countries"
• Insurance cover must be purchased locally
• Breaches incur heavy penalties
• Incorporating foreign risks into so-called programme solutions is an extremely delicate issue

Countries outside the EU, in which "external" insurance cover is permissible:

• Applies to markets such as the USA, Singapore or Hong Kong
• Any external underwriting risk entails restrictions!
• Companies are responsible for the correct payment of insurance tax
• Consideration of country-specific particularities
• Compulsory insurance / state-prescribed pool solutions

Reporting / IT:

• Comprehensive country-specific information (when opening up new markets)
• Insurance overviews per country
• Qualified insurance certificates (English, French)
• Issuing of certificates (transport insurance)
• Online platform
• Monitoring / meeting of deadlines

Our philosophy:

A number of renowned clients have confirmed to us that it is precisely Lübcke's active control and close supervision that they value so highly and regard as a crucial quality feature.

We respond to our clients' queries and requests quickly, competently and comprehensively.